The state requires that motorists carry liability insurance for bodily injuries and property damages. Because this is liability insurance, it will only pay the medical bills for the people injured in the other car if you cause the collision. It will also pay for the property damage.
The Minimum Auto Insurance Requirements in Nevada
As of July 2018, Nevada motorists must purchase the following auto insurance requirements:
- $25,000 for bodily injuries to one person or for the death of one person in one accident.
- $50,000 for bodily injuries to two or more people in one accident.
- $20,000 for the damage done to property in one accident.
Experts suggest that you also purchase optional coverage that will cover your bodily injuries and property damages.
Types of Optional Insurance
Collision Coverage: This coverage would pay to have your vehicle repaired no matter who is at fault in the collision.
Uninsured/Underinsured Motorist Coverage: If an uninsured driver is negligent and causes a collision, your uninsured motorist coverage will pay your medical bills and property repair bills. If you are hit by a driver without enough insurance to cover all of your medical and property repair bills, underinsured motorist insurance will cover them for you.
If You Don’t Have Insurance…
If you don’t have insurance, you may cause a collision and injure another person. Since you would be determined to be the at-fault driver, you would be responsible for paying the other driver’s medical bills, the passengers’ medical bills and any property repair bills. This could be financially devastating for you.
Hiring a Las Vegas Accident Lawyer
If you are injured in a crash with an uninsured or underinsured driver, you need the Dobberstein Law Group to help you obtain the money that you deserve. We are personal injury lawyers in Las Vegas, and we are here to help you in the event that you are hurt in a collision that was not your fault. A Las Vegas auto accident attorney will be by your side to ensure that you can pick up the pieces of your life again.